| Loans | Savings | Certificates
|
RATES EFFECTIVE AS OF MAY 20, 2013
|
LOAN RATES
|
TYPE
|
|
MAXIMUM AMOUNT
|
TERM
|
APR*
|
|
PERSONAL
|
|
$10,000.00
|
5 YEARS
|
8.25% - 8.75%
|
|
WITH CO SIGNER
|
|
$20,000.00
|
5 YEARS
|
8.25% - 8.75%
|
|
HOME IMPROVEMENT
|
|
$10,000.00
|
1 - 5 YEARS
|
7.90%
|
|
NEW AUTO
|
|
110%
|
2 - 6 YEARS
|
1.90% - 2.75%
|
|
USED AUTO UNDER
4 YRS OLD
|
|
110%
|
2 - 5 YEARS
|
2.90% - 3.75%
|
|
USED AUTO OVER
4 YRS OLD
|
|
100%
|
2 - 5 YEARS
|
3.90% - 4.75%
|
|
VISA CREDIT CARD
|
NO ANNUAL FEE
|
$7,500.00
|
|
9.90%
|
|
CONSOLIDATION LOAN
|
|
|
4 YEARS
5 YEARS
|
7.25% - 7.75%
8.25% - 8.75%
|
|
EDUCATION LOAN
|
|
|
1 - 3 YEARS
4 - 5 YEARS
|
6.00%
7.00%
|
|
|
|
|
|
|
|
MORTGAGES
|
|
MAXIMUM
AMOUNT
|
|
|
|
15 AND 30 YR FIXED RATE
|
|
|
|
CALL FOR DETAILS
|
|
HOME EQUITY
VARIABLE RATE
|
|
$100,000.00
|
20 YEAR PAYBACK
|
PRIME MINUS 1/2%
|
|
HOME EQUITY
FIXED RATE
|
|
|
10, 15, 20 YEAR PAYBACK
|
CALL FOR DETAILS
|
| |
|
|
|
|
DEPOSIT ACCOUNT RATES
|
SHARE TYPE
|
|
MINIMUM
|
RATE
|
APY*
|
|
REGULAR
|
|
$25.00
|
.10%
|
|
|
SUMMER
|
|
$25.00
|
.10%
|
|
|
HOLIDAY
|
|
$25.00
|
.10%
|
|
|
OPTIONAL
|
|
$25.00
|
.10%
|
|
|
IRA ($15. ANNUAL MAINTENANCE FEE)
|
|
|
.40%
|
.40%
|
|
MONEY MARKET
|
|
$2,500. - $10,000.
$10,001. & ABOVE
|
.15%
.40%
|
|
|
CHECKING (NO FEES)
|
|
|
NO INTEREST
|
|
| |
|
|
|
|
|
*APY = ANNUAL PERCENTAGE YIELD
ALL RATES ARE SUBJEST TO CHANGE WITHOUT NOTICE
ALL SHARE DEPOSITS ARE INSURED IN FULL UP TO $250,000.00
BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND
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|
CERTIFICATE ACCOUNT RATES
|
TERM
|
|
MINIMUM
|
RATE
|
APY*
|
|
6 MONTHS
|
|
$500.00
|
.50%
|
.50%
|
|
9 MONTHS
|
|
$500.00
|
.50%
|
.50%
|
|
12 MONTHS
|
|
$500.00
|
.65%
|
.65%
|
|
24 MONTHS
|
|
$500.00
|
.85%
|
.85%
|
|
36 MONTHS
|
|
$500.00
|
1.00%
|
1.00%
|
|
36 MONTH IRA
|
|
$500.00
|
1.00%
|
1.00%
|
|
*APY = ANNUAL PERCENTAGE YIELD
ALL RATES ARE SUBJEST TO CHANGE WITHOUT NOTICE
ALL SHARE DEPOSITS ARE INSURED IN FULL UP TO $250,000.00
BY THE NATIONAL CREDIT UNION SHARE INSURANCE FUND
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