Malden Teachers Federal Credit Union

MONDAY, TUESDAY, WEDNESDAY - 9:00AM-4:00PM
THURSDAY - 10:00AM-5:00PM
FRIDAY - 9:00AM-12:00PM

HOME EQUITY LOAN - 2.0% APR FOR THE FIRST 12 MONTHS
THEREAFTER PRIME MINUS .5%- 20 YEAR LOAN - 10 YEAR DRAW
(New Loans Only)

AUTO LOAN - REFINANCE YOUR CURRENT LOAN WITH ANOTHER FINANCIAL INSTITUTION AND WE WILL TAKE 2% OFF YOUR CURRENT RATE . THE MINIMUM RATE WILL BE 3.5% APR. AND WE WILL REWRITE YOUR LOAN FOR UP TO FIVE YEARS.

FLEXIBLE 12 MONTH TERM CERTIFICATE
MINIMUM BALANCE - $2,000.00
12 MONTH CERTIFICATE
DEPOSIT OR WITHDRAW A MINIMUM OF $500.00 IN OR OUT OF YOUR CERTIFICATE DURING THE 12 MONTHS WITH
NO PENALTY!
(Call the office for more details on these exciting specials)

MALDEN TEACHERS' FEDERAL CREDIT UNION HAS ALWAYS RESPECTED MEMBERS' RIGHTS TO PRIVACY.

IT IS FUNDAMENTAL TO THE WAY WE DO BUSINESS AND REFLECTS THE TRUST MEMBERS HAVE PLACED IN US IN PROVIDING THEM WITH FINANCIAL SERVICES.

"SPECIAL EQUITY LINE OF CREDIT
3.50% APR
PRIME MINUS 1/2% for life of loan

CALL THE OFFICE FOR OUR
FIXED RATE EQUITY LOAN RATES
STATE RECORDING FEE APPLIES

***RATES SUBJECT TO CHANGE WITHOUT NOTICE***

"TransAct 24"
You can:
Review Account History
Inquire about recently cleared drafts
Transfer funds to and from your account(s)
Make a withdrawal and have the check mailed to you
Place a stop payment on a draft
all from the convenience of your own home.
Once you're set up as an authorized user,
simply click on the the "TransAct 24" Computer logo on the left to get started.

We hope you will use this web site and the Credit Union to take advantage of the many "SPECIALS"we offer and ideas we receive from all of YOU, our members.

Our promise is to continue to provide that "Old fashioned service you've been accustomed to."

SIGN UP NOW FOR THIS FREE SERVICE !!

Open a new Checking Account and receive a $50.00 Bonus

(Call the office for more details)

Introduce a relative or co-worker to Malden Teachers' Federal Credit Union
and we will deposit $10.00 to their new account and $10.00 to your existing account.
Call the office for details on other new and exciting offers!!

SPREAD THE WORD!!!

DID YOU KNOW THAT IMMEDIATE FAMILY MEMBERS ARE ELIGIBLE FOR MEMBERSHIP

IN THE MALDEN TEACHERS' FEDERAL CU?

BRING IN A FAMILY MEMBER TO OPEN A NEW ACCOUNT AND WE WILL GIVE YOU A VERY SPECIAL GIFT AS A "THANK YOU"

Teach your children how to save for that special occassion, new bike, car, school by opening a MTFCU "KIDS SAVER ACCOUNT"

Only three requirements:
1. Must be able to sign name
2. Must have a Social Security Number
3. Minimum deposit only $5.00.

Special account opening kit with lots of savings ideas!

NEW AUTO LOANS

NOT ONLY DOES MALDEN TEACHERS' FEDERAL CU GIVE YOU THE LOWEST RATES...WE WILL NOW "DEFER" YOUR FIRST PAYMENT FOR THREE MONTHS!

WE CAN HELP YOU GET THE BEST PRICE FOR THE HEAT

YOU WILL NEED TO GET YOU THROUGH THIS COLD SEASON

ANNOUNCING A 12% FUEL LOAN

UP TO $3,000.00

PAYABLE IN 12 MONTHS

CHECK WILL BE PAYABLE TO HEATING COMPANY

We are making it easy for you to clear up all your credit card debt with our

Don't forget your VISA!

We still offer a very low rate of 9.9% on both cash advances and purchases.

Getting ready to retire?

Think about paying your mortgage off in 5 to 10 years with our new
Closed-End Equity Loan.

Lowest rates in years - call or come by for details.

LOW INTEREST CONSOLIDATION LOAN

3 years - 9.90%

4 years - 10.90%

***MTFCU Visa is excluded from this offer

Totally Free!

Hassle-Free Checking! No fees, no hidden costs.

We are part of the SUM Network -
Feel free to use your ATM card at any NYCE or Cirrus terminal!

AUTO LOANS" AS LOW AS 3.90%